Note to self:  Confirm that ibackup is working BEFORE harddrive crashes and you can’t get to all of your very important data including your MS Money file that allows you to generate invoices (and get paid) and keeps you updated on where you are financially so you don’t get THREE overdraft fees even when you actually have the money in another account and could have prevented them with a simple transfer.   On a similar note the guys at Aktec Computer were great.  They actually did save the data albeit not soon enough to save the bank fees.